The NBU has identified three systemically important Bank and began stress testing the second twenty banks

The Committee on supervision and regulation of banking activities, oversight of payment systems the Bank determined PJSC «PrivatBank», PJSC «Sberbank» and JSC «Ukreximbank» systemically important. This is stated in the Committee’s decision No. 78 dated 16 February 2016.

The national Bank started to stress test banks second twenty

As noted, for the assignment of the Bank to systemically important is determined by a specific indicator. The Bank is systemically important, if this figure is higher than the average indicator of systemic importance of the banks concerned.

To identify systemically important banks using the following indicators:

1. Total assets (weighting 35%);

2. Funds of individuals, business entities and non-Bank financial institutions (factor 35%);

3. Funds placed in other banks (the coefficient of 7.5%);

4. Funds attracted from other banks (factor of 7.5%);

5. Credits granted to economic entities in industry, agriculture and construction (factor 15%).

In addition, systemically important, the Bank is obliged from 1 January 2019 to adhere to special values of economic standards, including:

— liquidity ratio (N4) not less than 30%;

— the maximum credit exposure per counterparty (H7) — not more than 20%.

From 1 January 2020 systemically important Bank should also form a buffer for systemic importance, which is calculated from the total amount of risk (according to the Instruction on the procedure of regulating the activities of banks in Ukraine).

Recall that in late 2014, the NBU has recognized five systemically important banks: «Delta Bank», «Ukrsotsbank», «Raiffeisen Bank Aval», «Prominvestbank» and a subsidiary Bank of «Sberbank of Russia», but to date against «Delta Bank» has already decided on liquidation.

The national Bank started to stress test banks second twenty

The national Bank of Ukraine has started the diagnostic examination of the second twenty Ukrainian banks. This was during a press conference, said acting Deputy head of the NBU Ekaterina Rozhkova, writes UNIAN.

«We started the diagnostic examination of the second twenty», — she said.

According to her, the diagnostic examination of thirds twenty starts slightly later.

«Despite the fact that the timing of the diagnosis is slightly shifted, the timing of recapitalization for the banking system do not change. The banking system needs to go to zero capital not later than may 1, and reach 5% of capital adequacy no later than 1 October,» she said.

National Bank offers small banks unable to recapitalize, to self-destruct under the simplified procedure, said Rozhkova, writes Finclub.

«If you have a plant or factory and you don’t want to work, you can just settle with suppliers, close everything and leave. But if you Bank, then there are obligations. Some owners can’t sell the Bank, as there is no market, and the process of self-liquidation is very complicated right now,» says Rozhkova.

«The idea is that if you settle all, then you can take a banking license. And even if the Bank were assets, without a license from them will be much easier to do something. Now, this procedure does not, it is very difficult,» she said.

As reported, the national Bank of Ukraine in 2017 intends to carry out stress testing for the last 54 banks. The national Bank of Ukraine has completed the stress testing of the twenty largest Ukrainian banks.




The NBU has identified three systemically important Bank and began stress testing the second twenty banks 22.02.2016

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Февраль 22nd, 2016 by
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